Frequently Asked Questions

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A Fractional CFO is a senior financial executive who partners with businesses on a part-time, contract, or as-needed basis to provide the same high-level financial strategy, planning, and oversight that a full-time CFO would deliver without the associated full-time salary, benefits, or equity requirements. They help owners understand their financial health, improve cash flow, forecast growth, manage risk, and make data-driven decisions. By blending deep industry experience with flexible engagement, a fractional CFO gives small and mid-sized businesses access to big-business expertise at a fraction of the cost. 

No cookie-cutter packages here. I scope based on what actually moves the needle in your shop. Most partnerships land between $500–$5,000/month, depending on complexity and pace. But the rule is the same for everyone: if the work doesn’t produce ROI, it’s overhead, and overhead gets cut. 

Better Business Buddies operates on a straightforward monthly retainer model, set at a small fraction of the cost of hiring a full-time CFO. Your retainer is determined after a free initial consultation and a clear agreement on the scope of work. Contracts are month-to-month with no long-term commitment, and I will never bill beyond the agreed retainer for work within that scope. I don’t charge by the hour, so you can reach out anytime without watching the clock. If your needs change, we’ll discuss and agree on any new rates well in advance, ensuring complete transparency and no surprises. 

Better Business Buddies is not a fiduciary, which means I do not take possession of, or directly manage your funds. Instead, I provide evidence-based recommendations, clear financial insights, and strategic guidance to help you make informed choices. You remain in full control of your money and all final decisions every step of the way. My role is to empower you with the information and strategies you need to confidently guide your business forward.